Health care as we have known it is being drastically changed by state and federal legislation. 

Required Action by all Employers

  1. Provide Required Notices to Employee and Dependents
    • Deadline: October 1st, 2013
    • Action: Employers are required to provide each current employee a written notice with information about a Health Insurance Exchange (also called Marketplace or Covered California).   
    • Model Notice 1 for Employers who offer a health plan.  (English or Spanish)
    • Model Notice 2 for Employers who do not offer a health plan.  (English or Spanish)
    • Cover Page in plain language
  2. Sample language for Grandfathered Plan Status: Click Here  A Grandfathered (GF) health plan is one that was in effect on March 23, 2010, and has continuously covered at least one person since that time. Any reduction in benefits or increase in costs to the enrollees will cause the plan to lose GF status (with few exceptions).  Ask your insurance carrier or agent if your plan is GF. If your plan is GF, you must include a notification in the plan materials that a plan is GF and must provide contact information for questions.

Popular topics on Health Care Reform:

Healthcare Exchanges - What to expect in 2014

Subsidy Calculator

Employer Responsibility Under the Affordable Care Act

Illustrating Health Reform

Implementation Timeline

Implementation Resources

 


Additional Information on Health Care Reform:

    1. Illustrating Health Reform
    2. Pamphlet: What Does Health Reform Mean to You? http://www.ncpa.org/pdfs/What-Does-Health-Reform-Mean-to-You.pdf
    3. Who Benefits from Coverage Expansions http://healthreform.kff.org/coverage-expansion-map.aspx
    4. How the Individual Mandate Works http://healthreform.kff.org/en/the-basics/requirement-to-buy-coverage-fl...
    5. Individual Mandate and the Penalties http://www.nfib.com/research-foundation/cribsheets/individual-mandate
    6. Find Health Reform Provisions Tool http://www.commonwealthfund.org/Health-Reform/Health-Reform-Resource.aspx
    7. How Do People Get Coverage under ACA? http://healthreform.kff.org/the-basics/access-to-coverage-flowchart.aspx
    8. Resources for Individuals and Employers http://healthreform.kff.org/resources-for-consumers-and-employers.aspx?s...
    9. Healthcare Reform Glossary http://healthreform.kff.org/health-reform-glossary.aspx
    10. Frequently Asked Questions http://healthreform.kff.org/Faq.asp
    11. State Actions Towards Creating Health Insurance Exchanges http://healthreform.kff.org/the-states.aspx
    12. State by State Health Reform Data http://www.statehealthfacts.org/
    13. Read the Actual Law http://www.healthcare.gov/law/full/index.html
    14. Government Healthcare Website www.healthcare.gov
    15. Department of Labor Page on the Affordable Care Act http://www.dol.gov/ebsa/healthreform/#6